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FSA/HSA Guidance

How to Use Your Health Spending Account for Red Light Therapy Devices

Invest in your health using pre-tax dollars.
Soleil Well red and near-infrared light therapy devices may be eligible for reimbursement through Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) when considered medically necessary for the treatment of specific conditions.

While Soleil Well cannot guarantee approval—each case is reviewed individually by your FSA/HSA plan administrator—many customers successfully receive reimbursement when they provide proper documentation, including a Letter of Medical Necessity (LMN) from a qualified licensed medical provider.


Understanding Eligibility

FSA and HSA funds are intended to cover medical expenses that diagnose, treat or prevent disease.
Red light therapy is often recommended by clinicians for:

  • Chronic or acute pain

  • Joint or muscle injury

  • Post-surgical recovery

  • Inflammation and autoimmune conditions

  • Neurological disorders

  • Sleep disorders

  • Skin conditions (acne, psoriasis, eczema, scars)

  • TMJ and dental inflammation

  • Migraine/headache relief

If your device is recommended for one of these or another qualifying medical condition, you may be eligible for reimbursement.

Important Note: Soleil Well does not decide eligibility—your insurance administrator does.


What You Need to Submit

Most FSA/HSA providers require:

  1. Receipt / Proof of Purchase

  2. Letter of Medical Necessity (LMN) completed by a licensed healthcare provider

The LMN must state:

  • Your medical condition

  • Why red light therapy is recommended

  • Treatment frequency and duration

  • That the device is medically necessary

You may use any licensed provider who treats you or understands your condition, such as:

  • MD, DO

  • NP or PA

  • Chiropractor

  • Dentist

  • Physical Therapist

  • Functional / integrative physician

  • Sample LMN form


How to Submit

Contact your FSA/HSA provider and request their submission instructions.
Typical submission includes:

  • Completed LMN

  • Soleil Well purchase receipt

  • Product description (from our website if requested)

If denied initially, ask for appeal instructions—many approvals occur after review.


Why This Matters

Purchasing with pre-tax dollars can reduce your out-of-pocket cost by 20–40% depending on your tax bracket.
For many customers, this makes investing in therapeutic devices more accessible.


Important Disclaimer

Soleil Well does not guarantee reimbursement and cannot determine your coverage eligibility.
Approval depends entirely on your individual plan and medical provider documentation.

Our team is here to support you with:

  • Detailed receipts

  • Product specification pages

  • Supporting scientific literature (upon request)


Need Help?

Email: support@soleilwell.com
We are always happy to help guide submissions or provide supplemental documentation.


Soleil Well

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